Frequently Asked Questions
Frequently Asked Questions: Xactimate Estimates & Insurance Supplement Support for Contractors
Contractors dealing with insurance claims face the same frustrations every day: incomplete estimates, missing line items, time spent arguing with adjusters, and revenue left on the table. Beckham Elite Adjusting was built to solve those problems.
Below are the questions we hear most often from roofing contractors, restoration companies, mitigation teams, siding and exterior contractors, and general contractors across the United States. Every answer reflects our mission: help you maximize legitimate insurance claim recoveries with accurate Xactimate estimates, professional documentation, and expert supplement support so you can stay focused on your projects.

What services does Beckham Elite Adjusting provide?
We specialize in two core services delivered in the order contractors need them most:
- Xactimate estimator services – Professional preparation of accurate, detailed Xactimate estimates.
- Roofing insurance supplements – Complete supplement support that identifies missing and underpaid items and supplies the documentation carriers require.
You can choose an Estimate & Documentation Report when you simply need a solid, well-supported estimate package, or Full Supplement Management when you want us to handle the entire process from start to finish. Both options include the code research, manufacturer requirements, and clear documentation that strengthen your claim.
Who is Beckham Elite Adjusting for?
We work exclusively with contractors handling residential and commercial insurance claims nationwide. Our ideal partners are:
- Roofing contractors
- Restoration and mitigation companies
- Siding, exterior, interior, and general contractors
Whether you’re a business owner, project manager, or insurance specialist, we support high-volume operations that need reliable, accurate help without adding more work to your plate.
How does your Xactimate estimating service work?
You provide the claim details and photos. We prepare a professional Xactimate estimate that identifies missing and underpaid items, incorporates current code and manufacturer requirements, and delivers clear documentation ready for the carrier. Our licensed Property & Casualty adjusting experience combined with Xactimate expertise means the estimate is built the way adjusters and carriers expect to see it, accurate, complete, and defensible.
What is the difference between an Estimate & Documentation Report and Full Supplement Management?
Estimate & Documentation Report
You receive a complete, professional Xactimate estimate plus supporting documentation, code research, and manufacturer requirements. You stay in control of the conversations with the carrier while we give you everything needed to support the claim.
Full Supplement Management
We handle the entire supplement process for you, preparing the estimate, researching codes and manufacturers, assembling the package, and managing the back-and-forth so you can focus on the job site.
Both options are built around the same standards: accuracy, clear communication, and maximizing every legitimate dollar.
Do you only handle roofing insurance supplements?
Roofing insurance supplements are a primary focus because of the volume and complexity of those claims. However, we support the full range of exterior, interior, and general contractor claims that require accurate Xactimate estimates and professional documentation. If the claim involves legitimate damages that can be properly documented in Xactimate, we can help.
How do you help contractors recover more on insurance claims?
We systematically identify items that are missing or underpaid on the original estimate. We research applicable building codes and manufacturer installation requirements, then prepare the documentation carriers need to approve legitimate additional payments. The result is fewer arguments with adjusters, faster approvals, and higher recovery of every legitimate dollar, without you having to become an expert in insurance language or spend hours building the package yourself.
What makes Beckham Elite Adjusting different from other insurance supplement companies?
Most supplement services focus on volume. We focus on accuracy, communication, and long-term relationships. Our unique combination includes:
- Licensed Property & Casualty adjusting experience
- Professional Xactimate estimating
- Comprehensive documentation and code/manufacturer research
- The flexibility to choose either a standalone Estimate & Documentation Report or Full Supplement Management
You get a partner who understands both the contractor’s side of the job and the insurance process—experienced, reliable, and dedicated to results.
Do you provide code and manufacturer research?
Yes. Code research and manufacturer requirements are standard parts of every estimate and supplement package we prepare. Incomplete or outdated documentation is one of the most common reasons claims get delayed or underpaid. We include the research so your package is complete and defensible from the start.
How does the process start and what do I need to provide?
Getting started is straightforward. Share the claim details, existing estimate (if available), and photos of the damage. We review everything, prepare the Xactimate estimate or full supplement package, and keep you informed with clear, honest communication at every step. Our goal is to make the process simple so you can stay focused on running your projects.
Do you work nationwide?
Yes. Beckham Elite Adjusting supports contractors across the United States. Location is never a barrier to receiving accurate Xactimate estimates and professional insurance supplement support.
Why should I trust Beckham Elite Adjusting with my supplements?
We built this company for one reason: to be the trusted insurance supplement partner contractors rely on. That means accurate Xactimate estimates, exceptional documentation, honest communication, and results that help maximize every legitimate claim. When you work with us, you should feel confident, supported, valued, and relieved, knowing an experienced professional who understands the insurance process is handling the details.
Ready to stop leaving money on the table?
Whether you need a single accurate Xactimate estimate or full supplement management, we’re here to help contractors get paid fairly.
Contact Beckham Elite Adjusting today and experience the difference of a partner who is experienced, reliable, and dedicated to your results.
337-654-8399